Using Android Pay App Online. Be respectful, keep it civil and stay on topic. Finally, payments are only sent out if your phone is working and unlocked. Also, even if you5 bank is on this list, not all of its credit or debit cards may currently support Android Pay. If you've already entered a card in Google Wallet, Android Pay will automatically have access to … You can use Android Pay on contactless payment terminals in shops, restaurants and on Transport for London. It’s also possible to add shops reward cards. One option is Android Pay, developed by Google to be used on both Android smartphones and Android Wear-based smartwatches. Depending on where you live, there should be no shortage of stores, restaurants and other places that support Android Pay. ALL RIGHTS RESERVED. You can use it in dead zones. Android Pay lets you make purchases by tapping your phone on a credit card terminal. You can use Google Pay in stores to make purchases just using your Android phone. The process is easy and it requires a debit card or a credit card for you to get started. You will also be given an option to set up a passcode or pattern for some extra security. As more support is added, we ill update this feature with that information. To use Android Pay, you’ll need to be with one of the supported banks. Following … For the most complete and updated list of banks that support Android Pay, visit this link. In essence, Samsung Pay make those terminals think they are being accessed by a normal magnetic strip found in credit and debit cards. The big (and pretty obvious) difference between Android Pay and Apple Pay is that Apple’s service cannot be used on Android phones or watches; it is only available on iPhones and Apple Watch devices. Android Pay can also be used on some NFC-enabled ATMs so users can get cash money from their bank account, again without having to pull out their credit or debit card. Android Pay can only perform a limited number of transactions in dead zones. To use Android Pay, you’re also going to need to have a lock screen on your phone. If your smartwatch has Android Wear 2.0 installed, you can also set it up so that you can pay for goods and services via Android Pay. On your phone, you can tap on which card you want to use on your Android Wear watch, enter a security code, and it should be available to use on your smartwatch. Google Pay is a digital wallet tied to your Google account. Android Pay also supports loyalty cards for your favorite places, but may test the limits of your sanity by sending you alerts about them when you're nearby. Android Pay a.k.a. Android Pay works with most Android 4.4 KitKat (or newer) devices that have near field communication (NFC) and host card emulation (HCE) capabilities. Want to learn more about Google's mobile payment system? Step 1: To begin this method, the first thing you need to do is to make sure that you have the most recent update on your PayPal app. Poll: Are the Google Discover recommendations relevant to you? Otherwise, add the debit and credit cards you'd like to use with Android Pay. Android Pay, now known as Google Pay, is a phone app that allows you to use your Android OS phone as a contactless credit card. Android Pay is available for any Android phone or tablet running Android 4.4 KitKat or higher. Google Messages won’t work on uncertified phones in a few months (Updated), Weezer’s new music video is basically a 4-minute Pixel 5 ad, We asked, you told us: Most of you think LG shouldn’t sell its mobile unit. Get the very best of Android Authority in your inbox. If you don’t have the app yet, you can use the link below to download and install it from Google Play. Are online banking mobile apps all you need to handle your finances? Where you can use Google Pay You can pay with Google Pay wherever you see either the contactless or Google Pay symbols. When you're ready to pay, unlock your device and tap the phone against the Android or NFC-compatible logo on the terminal. Android Pay, on the other hand, is a full mobile payment system, designed to let people purchase items and services both online and in the real world. To do this, you will need to download and set up a free app called Android Pay, which allows you to store and use credit and debit card information on your Android. Some retailers also support purchasing items via Apple Pay from Google’s Chrome web browser. Some users might already see that their credit or debit card is already available in the Android Pay app. Android Pay users can also type in a passcode to do the same thing if they don’t have a fingerprint reader. Learn more about what Google Pay is and where you can use it. The biggest difference is that Samsung Pay, in addition to supporting NFC-based terminals, can also use Magnetic Secure Transmission (MST) technology. It’s the blue icon containing 6 yellow in … As we mentioned before, Android Pay is available in a number of countries as of this writing, including the U.S., the UK, Canada, Ireland, Poland, Singapore, Australia, Hong Kong, Taiwan, Belgium, Japan, Russia, and New Zealand. Samsung Pay is available on a number of recent Samsung-based smartphones, along with its Gear S2 and Gear S3 smartwatches. All you have to do is choose Android Pay at checkout. Let us know your thoughts on the service in the comments! News, reviews, deals, apps and more. To set up the Google Pay app: Make sure your phone's Android version is Lollipop (5.0) or higher. Finding out if your device supports HCE is a bit trickier. Open the Android Pay app and, if prompted, login to your Google account and set up an advanced security option for unlocking your phone (if you don't already have one). This FAQ will help you find out which devices and banks can use Android Pay, explain how it works, and offer you some guidance on the extra settings within the app. Next download the Android Pay app for free from the Google Play Store. Keep in mind that these lists are always changing and expanding, so if your bank is not on this list, it’s very possible it will be added at some point in the future. Google’s payment service uses near field communication (NFC) technology on supported smartphones and smartwatches. Otherwise, it works much in the same way that Android Pay does, as both use NFC hardware to pay for items at POS terminals. It is scheduled to launch later in 2017 in South Korea and Brazil. Google Pay is supported by loads of merchants all over the world, including Best Buy, … Android Pay was first announced by Google at its 2015 I/O developer conference, and it officially launched a few months later on Sept. 11, 2015 in the U.S. Android Pay is a successor, kind of, to the older Google Wallet, which is still around but is now used by people to send money to others. Once more, that random number is stored in a cloud server, rather than on your phone, for some extra protection. We delete comments that violate our policy, which we encourage you to read. Here’s a list of the current banks and financial institutions that support Android Pay for each country. If it is locked and not in use, your account should be safe. That means if that terminal or store you’ve used is hacked, your personal financial info should be safe. Then you tap on the app on your watch. More countries plan to add support for the service in the future. You can read more about Android Pay security in this explainer. More and more, people are paying for items in the real world using their smartphones, thanks to the introduction of mobile payment services. To use GPay, you have to: Download the app on the Google Play store or visit pay.google.com. Android Pay uses NFC communication to make a secure credit/debit card transaction between your smartphone and the payment terminal. Google has since rebranded Android Pay, making a few improvements and adopting the name Google Pay. Then you just tap on the app  and hit the “+” sign to add a credit or debit card from your supported bank. They include Best Buy, McDonalds, KFC, Macy’s, Crate and Barrel, Foot Locker, GameStop, JetBlue, Petco, Staples, Subway, and many more. When the check mark appears above your card, the transaction is complete. Android Pay, like its many competitors, still have a lot of room to grow in terms of attracting users and adding more banks and international markets. Indeed, it’s likely that if you purchase a new Android phone, the Android Pay app is already pre-installed. Setting up Android Pay on a Verizon-branded Nexus 6. Before you can start using Android Pay, you'll need to set up the app and add your credit cards, debit cards and a security option. It will offer you an option to add a new card, and direct you to use your phone. For an additional amount of security, you can set up Android Pay so that, if your phone has a fingerprint scanner, it can be used to verify the payment within the app. While Android Pay is mostly used to pay for items in the real world, many Android apps support purchasing products with the service as well. To use Samsung Pay on your smart watch with a non-Samsung phone, you must update to Android 6.0 or higher. Its rival Samsung Pay uses magnetic secure transmission (MST) technology, which lets you make mobile payments on terminals that don't have NFC -- just old-school magnetic card readers. To add this security feature to your phone, go to settings, followed by lock screen and security or similar depending on the kind of phone you have. Using mobile payments means that your credit card number isn't being shared at every business you frequent. Tip: The Google Pay app won't work if your device is modified or rooted. Google Pay is a safe, simple, and helpful way to pay and manage your money. In the US, banks such as Wells Fargo, Bank of America, PNC and Regions all support Android Pay. Creating an Account Open the Walmart app on your Android. It will reportedly work with the Indian government’s Unified Payments Interface (UPI) for mobile transactions. Although Samsung's MST is handy, Google is currently working on a way to completely skip the need to take your phone out when paying. The best way to find out is to try and download the Android Pay app, which will give you a warning if your device isn't compatible. Google Pay only further the unifies the experience Android offers. This FAQ will help answer your questions and more. Once you open the app, you’ll be required to add a credit or debit card to … The greatest difference between the many mobile payments options is where you can use them. To pay with Android Pay, just open the app on your phone (which requires you to have a secure lock screen) and complete the transaction by holding your device over the payments reader. Instead, a virtual number -- also known as a token -- is generated for each card and expires after every purchase. Sign in to your Google Account. Recently, a report has claimed that Google plans to launch a separate payment service, Google Tez, in the huge market of India. Using Android Pay is possible through many apps and through Chrome. Many stores show the official Android Pay logo, shown above, as a quick and easy way to indicate they accept payments from Google’s service. Google Pay is just the latest effort by Google to get Android users on board with mobile payments. A user stores their credit or debit card information on their Android Pay account, and when they want to pay for an item or service, they take their phone or watch and place it near the retailer’s point-of-sale terminal. If you haven't already, choose fingerprint security to ensure no one but you can spend your money. © 2021 CNET, A RED VENTURES COMPANY. You can easily fix this by toggling which cards you'll get alerts for in the settings. Naturally, there is considerable anxiety around Android Pay security. Android 12 could revive this dumped Android 11 feature. Discuss: The complete guide to Android Pay. Android Pay is a solid service, but if there’s one thing that’s terrible about it, it’s the lack of supported banks. Finally, you can also store and use a number of gift cards and retailer rewards cards on your account. You can either add a PIN, a pattern, fingerprint scan or facial. Pay in a snap, online or in-app Google Pay makes it easy to check out quickly within your favorite apps and websites. Android Pay hasn't grabbed headlines like it did when it first launched, but it's still a very viable option on most Android smartphones. Android Pay is compatible with most newer versions of Android phones. The Square contactless and chip reader works with most Android devices, as long as you’re running Google Android 4.0 or later, have location services enabled, and have access to Google Play. Incompatible devices include the Evo 4G LTE, Nexus 7 (2012), Samsung Galaxy Note 3, Galaxy S3 and the Galaxy Light. If you want to start using Android Pay on your smartphone, and if your bank or financial institutions happens to support it, the good news is that it is pretty easy to set up. Contactless payments have a limit of £30 in the UK but you can make unlimited contactless payments each day. Is Android Pay safe? To make a payment, unlock the phone screen and hold your phone over the contactless reader. Android Pay compatible phones. What started as Google Wallet back in May of 2011 morphed into Android Pay … While it launched first in the U.S., Android Pay has since expanded its reach and is now available from banks and other financial institutions in the UK, Canada, Ireland, Poland, Singapore, Australia, Hong Kong, Taiwan, Belgium, Japan, Russia and New Zealand. Again, only a select number of Galaxy smartphones currently support Samsung Pay. For instance, Android Pay only works in stores that have the new NFC-ready credit card terminals. Again, you can also add supported gift cards or loyalty program details to your Android Pay account. A signal is sends the payment information from the phone or watch to the POS terminal through NFC hardware. Because of tokenization, you may also need to provide the last few (real) digits when completing an exchange or return. To find out if your device supports NFC -- most new phones do -- head to the connections settings and look for the option to enable it. Press the floating Add button to enter a new card on your account. Configure and set up your preferred payment method. Discussion threads can be closed at any time at our discretion. You can check to see which devices the Square contactless and chip reader supports here. To understand why, let's back up and talk about Host Card Emulation, or "HCE." Not all phones can run the app, however, and not all banks are supporting it. In the meantime, do you use Android Pay on your phone? Read Next: Are online banking mobile apps all you need to handle your finances? Ultimately, that means Samsung Pay works at many more retailers. In this case, if you use your phone or watch to send a Android Pay-based payment to an NFC terminal, a randomly generated 16-digit number is sent, rather than your credit card and personal info. Like other mobile payment services, it allows you to store physical gift cards, use loyalty cards, pay for items in … You will have to have the Android Pay app set up on your smartphone first. Another way to use Android Pay with PayPal is by setting it up on your PayPal app. A Samsung account. This way you do not have to type in your credit card information each time. Here's what you'll need before you can use Samsung Pay: A compatible Samsung phone or watch. NFC or MST support on your phone or watch. That’s likely because they used them to purchase items via Google in the past. In theory, it should work at any location with an NFC-based contactless payment terminal. If you want to use Android Pay, your bank needs to support it. How to pay with Google Pay on Android or Wear OS Similarly to Apple Pay, Google Pay is a versatile payment platform that works in both real-world and online purchasing situations. To get these, just tap on the card to open the full details. We live in an age when not a week goes by before a major new security leak is publicly reported. If you’ve set up Google Pay and the NFC feature on your Android is turned on, just hold your phone over the store’s card reader. Download Android Pay from the Google Play Store. In addition, the company recently announced Samsung Pay Mini, which can only be used for online purchases. Aside from Android pay locations, you can also use the Android Pay app online. Download Google Pay. Set up the Google Pay app. In this article, we will give you all the information you need about Android Pay, including its history, how and where to use it, and most importantly what banks currently support it. If your smartwatch has Android Wear 2.0 installed, you can also set it up so that you can pay for goods and services via Android Pay. Support for several banks in the UK is coming in the spring or summer of 2016. set up the app and add your credit cards, debit cards and a security option. https://www.androidauthority.com/how-to-use-google-pay-890614 If that’s not the case, you can download Android Pay from the Google Play Store. Google Pay, which was previously also known as Android Pay, is an app developed by Google that lets you make any number of purchases at physical stores, just with the help of your smartphone device.It is available for free on the Play Store as well as App Store for Android and iOS users respectively. Google wallet has been around for a while now and if you are looking for steps on how to set up Android Pay then we have a step by step guide for you. In addition, many companies accept in-app purchases via Android Pay, including Lyft, OpenTable, Hotel Tonight, Instacart, and Etsy. Open the Google Pay app and follow the setup instructions. The transaction is completed in just a few seconds. In addition to in-store purchases, you can use Google Pay to make purchases online, or send money to friends or family. ©2021 Android Authority | All Rights Reserved. It’s best to just contact your bank to get the most up-to-date information about its mobile payment service plans. Before using Samsung Pay. Samsung has put in a magnetic coil inside some of its recent Galaxy smartphones, and the field created by that coil, combined with the Samsung Pay app, can be used to transmit payment signals to normal credit and debit card terminals. If you have a credit card linked with your Google account, you'll need to verify a few details before you can add it. Not all phones can run the app on your phone 's Android version is Lollipop ( 5.0 or..., fingerprint scan or facial this link next download the app yet you! Using your Android Pay, making a few improvements and adopting the name Google Pay app is available... 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